Challenges

Erosion of Purchasing Power Inflation steadily reduces the value of money, diminishing its ability to purchase goods and services over time.

High Capital Requirements Bullion banking deals in large volumes, requiring significant resources. Retail users often lack the funds to participate at this scale.

Regulatory Restrictions Regulations govern precious metals trading, including licensing and compliance costs, which are prohibitive for individuals.

Storage and Security Costs Safely storing physical bullion incurs high costs for vaults and insurance, which retail users find uneconomical.